/* CSS RESET & BASE TYPOGRAPHY */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed,
figure, figcaption, footer, header, hgroup,
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  box-sizing: border-box;
  font-size: 16px;
  scroll-behavior: smooth;
}
*, *:before, *:after {
  box-sizing: inherit;
}
body {
  min-height: 100vh;
  background: #FFFFFF;
  color: #254E70;
  font-family: 'Open Sans', Arial, sans-serif;
  font-weight: 400;
  font-size: 1rem;
  line-height: 1.6;
  letter-spacing: 0.01em;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, picture, svg {
  max-width: 100%;
  display: block;
}
a {
  color: #254E70;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #A3BFA8;
}
b, strong {
  font-weight: 700;
}
ul, ol {
  list-style: none;
  margin: 0;
  padding: 0;
}
hr {
  border: none;
  border-top: 1px solid #E0E4EA;
  margin: 32px 0;
}
.container {
  width: 100%;
  max-width: 1120px;
  padding: 0 20px;
  margin: 0 auto;
}

/* TYPOGRAPHY SCALE */
h1 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  font-size: 2.5rem;
  margin-bottom: 20px;
  letter-spacing: -0.01em;
}
h2 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  font-size: 2rem;
  margin-bottom: 16px;
}
h3 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 500;
  font-size: 1.25rem;
  margin-bottom: 8px;
}
p, li, span {
  font-size: 1rem;
  color: #254E70;
  line-height: 1.7;
  margin-bottom: 8px;
}
i {
  color: #869A8E;
}

/* HEADER & NAVIGATION */
header {
  width: 100%;
  background: #FFFFFF;
  border-bottom: 1px solid #E0E4EA;
  position: sticky;
  top: 0;
  z-index: 1000;
}
.main-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 20px 22px 20px;
  max-width: 1120px;
  margin: 0 auto;
}
.main-nav > a img {
  max-height: 40px;
  height: 40px;
  margin-right: 32px;
  display: block;
}
.main-nav ul {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  align-items: center;
}
.main-nav li {
  display: flex;
  align-items: center;
}
.main-nav li a {
  padding: 8px 0;
  font-family: 'Montserrat', sans-serif;
  font-size: 1rem;
  color: #254E70;
  font-weight: 500;
  letter-spacing: 0.01em;
  border-bottom: 2px solid transparent;
  transition: border-color 0.2s, color 0.2s;
}
.main-nav li a:hover, .main-nav li a:focus {
  border-bottom: 2px solid #A3BFA8;
  color: #A3BFA8;
}
.cta-btn {
  background: #254E70;
  color: #FFFFFF;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  font-size: 1rem;
  padding: 9px 28px;
  border-radius: 32px;
  border: none;
  display: inline-block;
  box-shadow: 0 2px 12px 0 rgba(37,78,112,0.07);
  transition: background 0.18s, color 0.18s, transform 0.16s, box-shadow 0.18s;
  cursor: pointer;
  margin-left: 28px;
  white-space: nowrap;
  text-align: center;
}
.cta-btn:hover, .cta-btn:focus {
  background: #A3BFA8;
  color: #254E70;
  transform: translateY(-1px) scale(1.02);
  box-shadow: 0 4px 24px 0 rgba(37,78,112,0.12);
}

/* MOBILE NAVIGATION */
.mobile-menu-toggle {
  display: none;
  background: #FFFFFF;
  border: none;
  font-size: 2rem;
  color: #254E70;
  cursor: pointer;
  margin-left: 16px;
  z-index: 1202;
  transition: color 0.18s;
}
.mobile-menu-toggle:focus {
  outline: 2px solid #A3BFA8;
}

.mobile-menu {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(255,255,255,0.98);
  z-index: 1200;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  transform: translateX(100vw);
  transition: transform 0.3s cubic-bezier(.6,.3,0,1);
  padding-top: 0;
  will-change: transform;
}
.mobile-menu.open {
  display: flex;
  transform: translateX(0);
}
.mobile-menu-close {
  margin: 20px 0 0 20px;
  font-size: 2rem;
  background: none;
  border: none;
  color: #254E70;
  align-self: flex-start;
  cursor: pointer;
  transition: color 0.18s;
}
.mobile-menu-close:focus {
  outline: 2px solid #A3BFA8;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  margin: 42px 0 0 28px;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.25rem;
  color: #254E70;
  padding: 10px 0;
  transition: color 0.16s;
  border-bottom: 1px solid transparent;
  min-width: 250px;
  display: block;
}
.mobile-nav a:active,
.mobile-nav a:hover,
.mobile-nav a:focus {
  color: #A3BFA8;
  border-bottom: 1px solid #A3BFA8;
}

@media (max-width: 1024px) {
  .main-nav {
    padding: 16px 12px 16px 12px;
  }
  .main-nav > a img {
    margin-right: 18px;
  }
  .cta-btn {
    margin-left: 10px;
  }
}
@media (max-width: 900px) {
  .main-nav ul {
    gap: 14px;
  }
  .cta-btn {
    padding: 8px 18px;
    font-size: 0.97rem;
  }
}
@media (max-width: 768px) {
  .main-nav ul,
  .main-nav .cta-btn {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
  .main-nav {
    padding: 12px 10px;
  }
}

/* MAIN SECTIONS & STRUCTURE */
main {
  width: 100%;
  margin-top: 0px;
}
section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #FFFFFF;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
}

/* FLEX UTILITY CLASSES */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #FFFFFF;
  border-radius: 12px;
  box-shadow: 0 2px 16px 0 rgba(37,78,112,0.05);
  margin-bottom: 20px;
  position: relative;
  padding: 28px 22px;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  padding: 20px;
  background: #FAFAFB;
  border-radius: 12px;
  box-shadow: 0 1.5px 8px 0 rgba(37,78,112,0.06);
  min-width: 240px;
  max-width: 510px;
  margin-bottom: 20px;
  border: 1px solid #E0E4EA;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* FEATURE GRID */
.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  margin-top: 22px;
}
.feature-grid > div {
  background: #FFFFFF;
  border-radius: 10px;
  box-shadow: 0 1px 7px rgba(37,78,112,0.05);
  padding: 26px 22px 20px 22px;
  min-width: 210px;
  max-width: 325px;
  flex: 1 1 220px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 14px;
  transition: box-shadow 0.2s;
}
.feature-grid > div:hover {
  box-shadow: 0 8px 24px 0 rgba(37,78,112,0.10);
}
.feature-grid img {
  height: 42px;
  width: 42px;
  flex-shrink: 0;
  margin-bottom: 3px;
  object-fit: contain;
  filter: grayscale(0.5) brightness(0.93);
}

/* TESTIMONIAL SLIDER */
.testimonial-slider {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
  margin-top: 18px;
}
.testimonial-card p {
  color: #254E70;
  font-size: 1.07rem;
  font-style: italic;
}
.testimonial-card span {
  font-size: 0.96rem;
  color: #869A8E;
  font-style: normal;
}

/* FOOTER */
footer {
  width: 100%;
  background: #FAFAFB;
  border-top: 1px solid #E0E4EA;
  padding: 0;
}
.footer-menu {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  padding: 38px 0 22px 0;
  border-bottom: 1px solid #E0E4EA;
  gap: 20px;
}
.footer-menu nav ul {
  display: flex;
  flex-direction: column;
  gap: 11px;
}
.footer-menu nav ul li a {
  color: #254E70;
  font-size: 1rem;
  opacity: 0.88;
  transition: color 0.18s, opacity 0.18s;
}
.footer-menu nav ul li a:hover,
.footer-menu nav ul li a:focus {
  color: #A3BFA8;
  opacity: 1;
}
.footer-info {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  padding: 18px 0 32px 0;
  font-size: 0.96rem;
  color: #254E70;
}
.footer-info span {
  color: #254E70;
}
.footer-social {
  display: flex;
  gap: 20px;
}
.footer-social img {
  width: 29px;
  height: 29px;
  filter: grayscale(0.55) opacity(0.88);
  transition: filter 0.2s;
  cursor: pointer;
}
.footer-social img:hover {
  filter: grayscale(0) opacity(1);
}
@media (max-width: 768px) {
  .footer-menu {
    flex-direction: column;
    gap: 8px;
    padding: 22px 0 10px 0;
  }
  .footer-info {
    flex-direction: column;
    gap: 8px;
    font-size: 0.97rem;
    padding-bottom: 16px;
    align-items: flex-start;
  }
}

/* CARD & GRID COMPONENTS */
div.card,
ul > li.card {
  min-width: 180px;
  max-width: 390px;
}

/* LISTS, ICON-LISTS & STEPS */
ul li img,
ol li img {
  height: 28px;
  width: 28px;
  margin-right: 13px;
  vertical-align: middle;
  display: inline-block;
}
ul li, ol li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 18px;
}
ol {
  margin-left: 0;
  list-style: decimal inside;
}

/* QUOTES & ITALIC */
blockquote, i {
  color: #869A8E;
  font-style: italic;
}

/* SECTION SPACING */
section:not(:last-child) {
  margin-bottom: 60px;
}

/* RESPONSIVE TYPOGRAPHY & CONTAINERS */
@media (max-width: 600px) {
  h1 {
    font-size: 1.6rem;
  }
  h2 {
    font-size: 1.22rem;
  }
  h3 {
    font-size: 1rem;
  }
  .container {
    padding: 0 8px;
  }
  section {
    padding: 20px 5px;
  }
  .card, .feature-grid > div {
    padding: 18px 10px 13px 10px;
  }
}

/* FLEX LAYOUTS MOBILE ADJUSTMENTS */
@media (max-width: 900px) {
  .feature-grid, .testimonial-slider {
    gap: 14px;
  }
  .feature-grid > div,
  .testimonial-card {
    max-width: 98vw;
    min-width: 60vw;
  }
  .testimonial-slider {
    flex-direction: column;
  }
}
@media (max-width: 768px) {
  .feature-grid {
    flex-direction: column;
    align-items: stretch;
  }
  .testimonial-slider {
    flex-direction: column;
    gap: 18px;
  }
  .text-image-section {
    flex-direction: column;
    align-items: stretch;
    gap: 20px;
  }
  .content-grid {
    flex-direction: column;
    gap: 10px;
  }
  .card-container {
    flex-direction: column;
    gap: 12px;
  }
}

/* BUTTONS GENERIC */
button, .cta-btn {
  outline: none;
}
button:focus-visible, .cta-btn:focus-visible {
  outline: 2px solid #A3BFA8;
  outline-offset: 2px;
}
button[disabled], .cta-btn[disabled] {
  background: #E0E4EA;
  color: #869A8E;
  cursor: not-allowed;
}

/* MICRO-INTERACTIONS & TRANSITIONS */
.card, .feature-grid > div, .testimonial-card {
  transition: box-shadow 0.18s, border-color 0.16s, transform 0.15s;
}
.card:hover, .feature-grid > div:hover, .testimonial-card:hover {
  box-shadow: 0 8px 32px 0 rgba(37,78,112,0.17);
  border-color: #A3BFA8;
  transform: translateY(-2px) scale(1.012);
}
input, select, textarea {
  font-family: 'Open Sans', Arial, sans-serif;
  font-size: 1rem;
  border: 1px solid #E0E4EA;
  border-radius: 7px;
  padding: 10px 14px;
  background: #fff;
  color: #254E70;
  transition: border 0.2s;
  margin-bottom: 16px;
  width: 100%;
  box-sizing: border-box;
}
input:focus, textarea:focus, select:focus {
  border: 1.6px solid #A3BFA8;
  outline: none;
}
label {
  font-size: 0.96rem;
  font-weight: 500;
  color: #254E70;
  margin-bottom: 4px;
}

/* COOKIE CONSENT BANNER & MODAL */
.cookie-banner {
  position: fixed;
  left: 0;
  bottom: 0;
  width: 100vw;
  box-shadow: 0 -1.5px 16px 0 rgba(37,78,112,0.11);
  background: #FAFAFB;
  border-top: 1.5px solid #E0E4EA;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  z-index: 3000;
  gap: 32px;
  padding: 24px 10vw 24px 10vw;
  animation: slideUpBanner 0.45s cubic-bezier(.57,1.6,.35,1);
}
@keyframes slideUpBanner {
  from { transform: translateY(100%); opacity:0; }
  to   { transform: translateY(0); opacity:1; }
}
.cookie-banner-content {
  flex: 1 1 0;
  font-size: 1rem;
}
.cookie-banner-actions {
  flex: 0 0 auto;
  display: flex;
  gap: 16px;
}
.cookie-btn {
  background: #A3BFA8;
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 500;
  border: none;
  padding: 9px 22px;
  border-radius: 22px;
  font-size: 1rem;
  cursor: pointer;
  transition: background 0.16s, color 0.16s;
  box-shadow: 0 1.5px 7px 0 rgba(37,78,112,0.07);
}
.cookie-btn.cookie-reject {
  background: #E0E4EA;
  color: #254E70;
}
.cookie-btn.cookie-settings {
  background: #FFF;
  color: #254E70;
  border: 1px solid #A3BFA8;
  padding: 8px 17px;
}
.cookie-btn:hover, .cookie-btn:focus {
  background: #254E70;
  color: #fff;
}
.cookie-btn.cookie-settings:hover, .cookie-btn.cookie-settings:focus {
  background: #A3BFA8;
  color: #fff;
}
@media (max-width: 760px) {
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
    padding: 18px 8px 18px 8px;
  }
  .cookie-banner-actions {
    padding-left: 0;
    gap: 8px;
  }
  .cookie-btn {
    font-size: 0.97rem;
    padding: 8px 13px;
  }
}

/* COOKIE PREFERENCES MODAL */
.cookie-modal-overlay {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  width: 100vw; height: 100vh;
  background: rgba(37,78,112,0.20);
  z-index: 3010;
  display: flex;
  align-items: center;
  justify-content: center;
  animation: fadeinModal 0.26s cubic-bezier(.57,1.6,.35,1);
}
@keyframes fadeinModal {
  from { opacity: 0; }
  to { opacity: 1; }
}
.cookie-modal {
  background: #FFFFFF;
  border-radius: 12px;
  box-shadow: 0 8px 28px 0 rgba(37,78,112,0.16);
  max-width: 95vw;
  width: 420px;
  padding: 35px 24px 24px 24px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  position: relative;
}
.cookie-modal h2 {
  margin-bottom: 10px;
  font-size: 1.35rem;
}
.cookie-category {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 15px;
  margin-bottom: 14px;
}
.cookie-category label {
  font-size: 1rem;
}
.cookie-toggle {
  appearance: none;
  width: 40px;
  height: 22px;
  background: #E0E4EA;
  border-radius: 11px;
  position: relative;
  outline: none;
  transition: background 0.2s;
}
.cookie-toggle:checked {
  background: #A3BFA8;
}
.cookie-toggle::before {
  content: '';
  display: block;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  position: absolute;
  left: 2px;
  top: 2px;
  transition: left 0.2s;
  box-shadow: 0 1px 2px 0 rgba(37,78,112,0.13);
}
.cookie-toggle:checked::before {
  left: 20px;
}
.cookie-modal-close {
  position: absolute;
  top: 10px; right: 12px;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: #254E70;
  cursor: pointer;
  padding: 0;
}
.cookie-modal-actions {
  display: flex;
  flex-direction: row;
  gap: 16px;
  margin-top: 9px;
}
@media (max-width: 480px) {
  .cookie-modal {
    width: 96vw;
    min-width: 85vw;
    padding: 15px 7px 17px 7px;
    gap: 13px;
  }
  .cookie-modal-actions {
    flex-direction: column;
    gap: 8px;
  }
}

/* HELPERS */
.hidden {
  display: none !important;
  visibility: hidden !important;
}

/* UTILITY CLASSES */
.mt-20 { margin-top: 20px; }
.mb-20 { margin-bottom: 20px; }
.mt-40 { margin-top: 40px; }
.mb-40 { margin-bottom: 40px; }
.pl-20 { padding-left: 20px; }
.pr-20 { padding-right: 20px; }
.flex { display: flex; }
.flex-column { flex-direction: column; }
.flex-row { flex-direction: row; }
.justify-center { justify-content: center; }
.align-center { align-items: center; }

/* REMOVE GRID/COLUMN: ENFORCE FLEXBOX ONLY */
/* No grid, no columns at any place, only flex used above! */
